Meet Michael Broughton. Michael is one of those unique individuals who make an impression. Michael has done so much so that I have directly asked him to be my best friend solely on his coolness factor :) As the youngest board member ever of a financial institution, Michael Broughton brings a young, disruptive mindset to the world of fintech. He is the founder of Perch, a mobile app that allows you to build credit using your common, recurring, subscriptions, such as Netflix, Hulu and Rent. Raising his first round of capital at 20, Michael has set out to build new age fintech products that bridges the gap between disadvantaged communities and financial opportunity. Listen in below as Michael as I discuss the importance of credit on the future of finance, especially for who need credit most.