Meet Sanjib Kalita, CEO of Guppy, a company creating and operating a distributed ledger for consumer credit data. Sanjib is one of those people whose career has allowed him to look at the world of fintech from a holistic level. A fintech leader for over two decades, he has worked for large organizations like Google, Intel, and Citi as well several startups with successful exits. Sanjib and I have spoken for hours about the ever changing world of fintech and one of the topics we continue to come back to is data. Since getting into financial services, I have long said that what really differentiates banks is their data and if they were to be classified as anything, it would be as data companies. Just because they have the data though, it doesn't mean it used anywhere close to it's full capacity. There are many reasons for this but today we are going to focus on quality. Enter Sanjib and Guppy where data owners-- financial institutions and consumers-- become true owners by controlling and monetizing their data. Tune into our chat below.